Leave room for your winter food -- Coping with the Top Ten Difficulties and Challenges in Life

Author: Chen Zuoxin
Publisher:
Publish Date: 2006-01-01
Features: A financial management book for ordinary people. "Life is unpredictable—there will always be winters." This book takes ten typical cases of Chinese citizens as its starting point, deeply analyzing the successes and failures in financial concepts and methods people encounter when facing marriage breakdowns, job losses, retirement, illnesses, housing purchases, education costs, and other issues. It teaches readers how to cope with life's ten major risks and challenges. What about a midlife "layoff"? Is it true that "a woman who works well is better off marrying well"? What if a family member gets cancer? How should a divorced woman handle various troubles? What kind of wealth structure is stable? Thinking about stock trading but afraid of losing money? How can a working man get rich? Where to find children's education funds? No pension? Buying a house brings joy. These ten problems are common life challenges. The solutions provided in this book are ones I would gladly recommend to my friends and colleagues.
— Tian Zhanquan, General Manager, Nokia (China) Technology Services Co., Ltd.
Even if you have money, you can still learn many important concepts from this book that will benefit you a lifetime.
— Su Zhenuo, General Manager of International Operations, China Netcom Group Co., Ltd.
With the continuous growth of the national economy, individuals also have more funds to manage. Professor Chen's book explains profound truths in an engaging way, leaving a lasting impression. It is far better than general explanations in terms of readability, ease of understanding, and practicality—it is a financial treasure that will serve you a lifetime.
— Wang Shengli, Vice President, Ctrip Travel Network (U.S. Listed Company)
After reading it, you can avoid many investment traps. The author's lectures are very popular with employees, as he shares practical experiences that cannot be found in textbooks.
— Liu Shuncheng, General Manager, Auto Systems (China) Co., Ltd. (Hong Kong Listed Company)
Financial management is not just about becoming a millionaire or a multi-millionaire; it is also about a correct life outlook and attitude. Professor Chen's book is highly inspirational. Money does not represent everything—sometimes, health, family happiness, and children's success bring more joy. Money brings freedom, but it also brings happiness.
— Huang Jinxing, Chief Financial Officer, Novo Nordisk (China) Pharmaceutical Co., Ltd. in Greater China
Professor Chen's financial management lectures are very practical, and students often feel the time is too short and request more sessions.
— Qin Baobo, Teacher, Financial Center, Tsinghua University School of Continuing Education
Every person's life is a book. To live a fulfilling life, either luck or financial planning in one's youth is needed. Professor Chen is a master of financial planning, and the book provides numerous typical cases. The earlier you recognize him, the less likely you are to go down the wrong path of cash management.
— Su Gang, Executive Director, Beijing Huashengtiancheng Technology Co., Ltd.
We work in the financial planning industry, meeting new clients every week. Over nearly 20 years in my career, I have seen many different people. Many long-term clients have become close friends, and they share their career ups and downs, family difficulties, and children's issues with us. Financial planners help clients prepare for future events, so if misfortune strikes, those who are prepared will not fear and will eventually overcome the challenges. Those without preparation may face tragic outcomes. The purpose of writing this book is to use real-life cases to show everyone how to deploy a comprehensive financial plan, hoping universities will gain insights. The book covers common life difficulties and provides practical solutions. However, issues like the two common mistakes made by wealthy people are not addressed, as the goal is to provoke thought about the relationship between wealth, money, and happiness.
I would like to thank the four friends who helped me complete this book. The first is Elaine Wong, my wife in Hong Kong, who raised my daughter Claudiachan alone while I worked extensively in mainland China, allowing me to focus on establishing a financial center in Beijing. The second is Wu Xiaozhen in Beijing, whose brilliant writing helped me revise many parts of the book. The third is Tian Wei in Beijing, who gave me great encouragement when I was feeling down. The fourth is Wendy Wang in Beijing, who provided me with significant business support in the city.