Research on the Transaction Costs of China's Insurance Trading System

Author: Tao Cunwen
Publisher:
Publish Date: 2005-09-01
Features: This book is divided into 6 chapters, including: 1. Basic Theoretical Norms of Researching Insurance Transaction Costs; 2. Insurance Credit Property and Insurance Transaction Costs; 3. Modern Enterprise System and Insurance Transaction Costs; 4. Asymmetric Information and Insurance Transaction Costs; 5. Insurance Market Models and Insurance Costs; 6. Insurance Regulation and Insurance Costs. In today's fierce international competition, researching and solving issues of inefficiency and high transaction costs are a major focus in the insurance industry. The author explores the issue from both theoretical and practical perspectives and proposes a series of recommendations and countermeasures, making it an inevitable strategic choice for China's insurance industry to face the challenges of "accession to the WTO." The innovative methods and viewpoints of this book include: , starting from a institutional perspective, using theories such as new institutional economics as the theoretical basis, and employing empirical analysis methods to conduct a comprehensive exploratory study on the formation, changing trends, and reduction pathways of insurance transaction costs; second, the book breaks away from the narrow stance of studying insurance transaction costs solely based on the behavior of insurance teams, resulting in research conclusions that are more scientific and persuasive, i.e., insurance transaction costs, on the surface, manifest as the financial and labor costs incurred by both parties in executing transaction behaviors, but in reality, the factors influencing the high or low level of insurance transaction costs are related to the institutions of insurance transaction behaviors; third, the book proposes specific recommendations or countermeasures to improve the different institutional factors affecting China's insurance transaction costs.