Research on Personal Credit Issues in the Market Economy

Author: Ai Hongde
Publisher:
Publish Date: 2004-09-01
Features: This book employs a combined quantitative and qualitative research methodology, conducting international comparisons and institutional analysis to investigate personal credit issues in a market economy. The core theoretical framework and research questions are as follows: First, the definition of personal credit itself, its research foundation, and its interrelationships with other social disciplines; Second, the theoretical structure and actual development trends of the personal credit system; Third, the causes, current status, and policy recommendations for personal credit issues in China, including the credit reporting system. The entire book consists of seven chapters:
Chapter 1 and Chapter 2 summarize the research objectives from the perspective of the theoretical foundation of personal credit and its influence on other disciplines.
Chapters 3–5 explain the second research objective from the perspectives of the theoretical foundation of the personal credit system, the analysis of the constituent elements of the personal credit reporting system in a market economy, and the study of the credit reporting industry in developed countries.
Chapters 6–7 analyze the third research objective from the perspectives of personal credit issues in China's market economy and the issues of China's personal credit reporting system.