Risk · Capital · Market Value: The Core Issues for Chinese Commercial Banks to Achieve Leapfrog Development

Author: Chen Xiaoxian
Publisher:
Publish Date: 2004-08-01
Features: Facing the challenges of joining the WTO, are we ready? Can the national financial industry regenerate like the national home appliance industry? How can Chinese commercial banks achieve a leap toward modernization? The reform and development goals of China's banking sector have reached a critical juncture. The world is closely watching China, and the nation is deeply reflecting. Risk·Capital·Market Value is divided into five parts: Understanding, Capital, Theory, Practice, and Insights. The Understanding part reveals three in China's banking sector and elaborates on the three core pillars of modern commercial banks. The Capital part introduces the special significance of capital to banks and methods of capital management under capital constraints. The Theory part presents advanced international risk measurement theories and techniques. The Practice part covers credit risk, market risk, and operational risk, proposing solutions for banks to manage risks in practice. The Insights part shares some reflections from the perspective of a bank operator on the future reform and development of China's banking sector. The six articles in the appendix are representative works published by the author in recent years, offering insights into the intellectual framework that shaped the book. This book avoids complex academic language, using clear and accessible language to introduce international cutting-edge financial theories and technologies. It integrates theory and practice, providing a rational reflection on the core issues Chinese commercial banks must address to achieve modernization. For bank managers at all levels and grassroots employees, this book serves as both a highly practical reference tool and a valuable source for guidance.