Can newborn jaundice hospitalization be covered by insurance?

Patient's question:

My friend's child was hospitalized a couple of days ago due to jaundice. I heard from her that jaundice is quite serious, and she wants to get insurance for her child but doesn't know if it's possible. So, she asked me to ask for advice. Can a newborn with jaundice who has been hospitalized be insured?

Doctor's answer:

Neonatal jaundice, clinically including pathological jaundice, physiological jaundice, and breast milk jaundice, only pathological jaundice can lead to bilirubin encephalopathy, brain damage is irreversible. Pathological jaundice requires blue light irradiation and symptomatic drug treatment, while physiological jaundice and breast milk jaundice generally do not require drug treatment. Infant jaundice, hospital treatment is mostly seen in pathological jaundice. If you want to take out insurance for your child, I suggest you consult with the insurance company.

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