Patient's question:
Recently, the newborn baby has been experiencing some breathing difficulties, sometimes even unable to breathe in and out for a moment. In severe cases, it may even lead to temporary suffocation. I am very worried that this could pose a life-threatening risk to the baby. So, can newborn asphyxia be covered by insurance?Doctor's answer:
Newborn asphyxia may be related to many factors before, during, and after delivery, and it is also a common symptom in newborns. To reduce newborn mortality and prevent long-term sequelae, active rescue and proper management are essential. Therefore, purchasing insurance for newborns is very necessary, for three reasons: 1. Children are weak in constitution, with low immunity, and are prone to diseases, with a higher incidence of serious illnesses. 2. Medical expenses for children are usually high. Purchasing insurance can reduce family expenses. 3. The younger the age at which insurance is provided, the lower the premium, the higher the cost-effectiveness, and the longer the period of coverage that can be obtained.