New Century Small and Medium Commercial Banks - Survival and Development

Author: Tan Nu (Compiler)
Publisher:
Publish Date: 2001-08-01
Features: Based on years of management experience in banking and extensive domestic and international research, the author systematically introduces the strategies for the survival and development of small and medium-sized commercial banks from theoretical and practical perspectives, showcasing the application of modern enterprise management theory in commercial banking. Starting with a thorough understanding of the challenges and development trends facing the banking industry in the new century, the book analyzes China's banking sector under the impact of global financial integration and the opportunities and challenges of joining the WTO. It seeks to find feasible solutions, enabling managers of small and medium-sized commercial banks to clearly understand their position, environment, existing problems, and development prospects. Additionally, it attempts to establish a framework for the business development of small and medium-sized commercial banks, proposing that as managers of these banks, they should face complex situations by updating their business concepts early. Based on accurate market positioning and forward-looking development strategies, they should focus on key issues such as human resource management, corporate culture construction, financial innovation, and marketing. The book clarifies that small and medium-sized commercial banks should prioritize middle-office services, retail banking, and online banking as directions for business development, while also establishing a rigorous risk management system and internal control mechanisms as strong safeguards. As a book that bridges the gap between expanding thinking, updating concepts, and practical guides, it serves as both a discussion on banking management methods and a redesign of banking development. Its theoretical significance and practical application value will provide highly meaningful references and insights for the survival and development of small and medium-sized commercial banks. The management ideas, strategies, and methods provided in this book will, to some extent, promote the reform and development of small and medium-sized commercial banks in China.