Can a premature baby's hospitalization be reimbursed by the New Rural Cooperative Medical Scheme?

Patient's question:

Hello, doctor, I am from Huangshan, Anhui. A baby in my sister's family was premature and hospitalized in Nanjing for more than two months. It cost over 200,000, and they haven't been discharged yet. I want to ask if the New Rural Cooperative Medical Scheme provides reimbursement?

Doctor's answer:

Hello, according to the situation you described, premature birth can be eligible for compensation under the cooperative medical insurance. You can carry relevant documents such as hospitalization medical records, receipts, cooperative medical insurance card, household registration book, etc., to the cooperative medical institution. If your sister has enrolled in the agricultural cooperative medical insurance, this child's condition can be reimbursed. However, the reimbursement has an upper limit and is subject to a certain percentage. The compensation standards vary by region. You can consult the local cooperative medical insurance for more information.

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