Customer Credit Analysis Techniques

Author: Chen Yujing
Publisher:
Publish Date: 2006-01-01
Features: In the current market economy environment of our country, it is essential for commercial banks to conduct credit analysis on customers based on loan risk prevention and control. This can effectively avoid and reduce loan losses, ensuring the safety, liquidity, and profitability of loan assets. This book elaborates on the techniques of customer credit analysis from three aspects: financial statement analysis, non-financial factor analysis, and collateral analysis, and supports them with extensive practical exercises and typical cases. In addition to being suitable for business training in commercial banks, this book can also serve as a reference book for practical operations for relevant management personnel in other financial institutions.