Research on the Rural Personal Insurance Market in China

Author: Li Yang
Publisher:
Publish Date: 2005-11-01
Features: This book is a research outcome dedicated to the study of rural life insurance. Rural life insurance primarily refers to commercial insurance that addresses the risk coverage needs of a broad rural population, including new social groups such as landless farmers and migrant workers, in terms of old-age security, healthcare, childbirth, land loss, and accidental injuries. This book is based on research reports. The entire book is divided into nine chapters. Chapter "China's Rural Socio-Economic Structure" primarily discusses the current economic and social class structure of rural areas based on changes in rural population quantity and composition. Chapter "China's Rural Financial System and Financial Market Development" focuses on examining the characteristics and issues of the rural financial system, as well as the experiences and lessons learned from the reform and development of rural financial systems. These contents are of significant reference value for the design and smooth operation of rural commercial life insurance business. Chapter "Analysis of China's Rural Life Insurance Market" analyzes the development status and demand-supply dynamics of China's rural insurance market, elaborating on the regional development characteristics of the rural commercial life insurance market, the product and channel construction of rural commercial life insurance, and organizational innovation. It proposes solutions to the experiences and problems encountered in the development of the rural commercial life insurance market. Chapters 4 to 7 are thematic research reports on the development status of commercial life insurance in county-level markets, the social security status of migrant workers, the reform of rural new cooperative medical care, and the rural commercial life insurance and pension insurance for landless farmers, respectively. They focus on investigating and analyzing hot issues in the development of rural commercial life insurance in China, summarizing successful experiences. Chapter "Rural Social Security System and Rural Commercial Life Insurance" is an analytical report formed based on research findings.