How Small and Medium Enterprises Get Loans: Learn How to Deal with Banks

Author: Liu Baining
Publisher:
Publish Date: 2005-05-13
Features: This book comprehensively, systematically, and thoroughly introduces the financing method of loans, with its characteristic being the integration of various practical scenarios of enterprises. It provides explanations from how to prepare for loans to the operation of each stage. Whether or not there is a loan demand, the content introduced in this book is essential to understand. The book is divided into seventeen chapters, describing in an accessible, step-by-step, and systematic manner the types, terms, requirements, conditions, procedures, loan extensions, and refinancing of loans, as well as practical operational skills for small and medium-sized enterprises (SMEs) to interact with banks, how to gain bank favor, how to avoid misunderstandings in bank-enterprise relationships, how to handle bill financing, what to do when loans lack collateral, and how to successfully obtain loans from banks. At the end of the book, there is an appendix on relevant laws and regulations concerning SME loans. To provide practical reference for SME operators and managers, the book introduces numerous rich cases, aiming to inspire SME operators and managers to think creatively and adopt a forward-thinking mindset, enabling them to make beneficial references in their own business practices. The language of the book is concise, easy to understand, and rich in examples, making it highly practical. It highlights the integration of theory and practice from the perspective of SMEs, emphasizing the importance of imparting both knowledge and skills. Knowing is not as important as doing— SME operators and managers will understand and learn quickly after reading this book.