Commercial Bank Financial Management (6th Edition) (6th Edition)

Author: Xin Ji
Publisher:
Publish Date: 2005-03-01
Features: This book features a unique system and profound intent, aiming to explore the financial management of commercial banks in rapidly changing environments. The author strives to study commercial banks from the perspective of financial management, applying financial management principles to commercial banks, incorporating new thinking and insights in bank management, and embracing the latest trends in financial development. The content of this book far exceeds the conventional understanding of financial management. Readers can view it as an excellent textbook on commercial bank management with a focus on financial management. The purpose of commercial bank management is to maximize shareholder value, while risk-reward trade-offs and risk management decisions are the fundamental pathways to achieving this goal. This book studies commercial bank management from the perspective of financial management, which is the key point of commercial bank management today. The book consists of 6 parts and 18 chapters, with the essence of financial management of commercial banks—financial innovation and risk management—as the main thread. It sequentially analyzes the background of the era of changes in commercial banks and the financial services industry, bank financial statements and performance evaluation, commercial bank strategy, asset-liability management and interest rate risk management, capital and dividend management, loan management, credit risk management, liquidity risk, operational risk and foreign exchange risk management, and finally elaborates on the important role of regulation, deposit insurance, and ethics in effectively shaping commercial banks and the financial services industry. This book can serve as a learning and teaching reference for faculty members of finance majors in universities and colleges across the country, senior undergraduate students, graduate students, and MBA students; commercial banks can also select it as a training textbook for bank management courses; finance doctoral students and bank management research experts can use it as high-quality reference material. The book is also suitable for other professional graduate students, bank practitioners, and all social individuals interested in the financial management of commercial banks for reading and reference.