Bank Financial Analysis Operation Manual

Author: Gong Yingchun
Publisher:
Publish Date: 2005-01-01
Features: In the Western banking industry, the terms "financial analysis" or "financial statement analysis" are not as commonly used as they are in business enterprises, and they are even rarely used. However, this does not mean that the level of financial analysis conducted by Western banks is inferior to that of business enterprises, or that the financial analysis of banks in the West is less advanced than that of business enterprises. In fact, the financial analysis of Western banks is highly distinctive and well-structured, though such analysis is often not referred to by these specific terms. The types of financial analysis include: performance evaluation, credit analysis, rating analysis, regulatory analysis, fixed income analysis, and stock analysis. This book provides an introduction to various aspects of modern Western banking financial analysis, such as the analysis of bank capital adequacy, asset quality, management level, profitability, cash flow, and liquidity, detailing the types, models, frameworks, procedures, standards, and methods of financial analysis in Western banks. The book also includes an appendix with applicable ratios, names, formulas, and usage instructions for international banking financial analysis, as well as data on the performance levels of U.S. banks, the asset yield and liability cost levels of U.S. banks, etc., making the content more comprehensive and practical.
Target Audience: Financial workers in departments such as finance, banking, and taxation, as well as reference materials for faculty and students of relevant majors in financial and economic institutions.