Modern Commercial Bank Management Reengineering

Author: Zhang Min
Publisher:
Publish Date: 2004-08-01
Features: The survival and development of banks hinge on core competitiveness. To enhance a bank's competitiveness and promote its growth, both macro policy environments and micro reform innovations must be advanced simultaneously. Bank management reengineering is the most practical approach for the reform and development of commercial banks. This book, through a comparative and analytical study of the competitiveness of banking sectors in China and abroad, proposes that state-owned commercial banks, based on the traditional system, must adapt to international competition. To survive and thrive, they must thoroughly re-examine and redesign numerous aspects, including corporate governance structures, management philosophies, organizational structures, operational mechanisms, business processes, and performance evaluation systems. Additionally, the book provides in-depth yet accessible discussions on internal bank management and development, corporate governance reform, bank value maximization, bank organizational restructuring, bank human resource system reengineering, bank marketing system reengineering, risk system reengineering, and bank corporate culture reengineering. It holds practical significance for the current shareholding reform of state-owned commercial banks, helping them break free from the constraints of outdated concepts and backward systems to achieve innovation and leapfrog development.