Insurance Basics

Author: Wan Feng
Publisher:
Publish Date: 2002-12-01
Features: What kind of personal insurance concepts should entry-level professionals in the insurance industry possess, and which basic knowledge of personal insurance should they master, has always been one of the key issues troubling life insurance company trainers. With a solid theoretical foundation and extensive practical management experience, the author of this book, after years of summarization, has proposed a fundamental knowledge framework of personal insurance that entry-level life insurance professionals must have. Based on this framework, the book systematically elaborates on the basic knowledge of personal insurance in 8 chapters, supplemented by relevant cases to enhance understanding. The specific content of the book is as follows:
Chapter 1: Risk, Insurance, and Personal Insurance—Introduces the concept, role, and classification of personal insurance by exploring the characteristics and management methods of risk.
Chapter 2: The History of Personal Insurance—Systematically reviews the development of personal insurance, from its early stages in ancient times to its formation in modern times, as well as the development history of personal insurance in China.
Chapter 3: Principles of Personal Insurance—Elaborates on the basic principles of insurance, introduces the concept, composition, and types of life tables, the composition of insurance premiums, and the fundamental principles of personal insurance.
Chapter 4: Life Insurance—Introduces the basic concepts of life insurance and provides an in-depth explanation of the relevant knowledge of death insurance, survival insurance, endowment insurance, and investment-based life insurance.
Chapter 5: Health Insurance—Expains the characteristics and classification of health insurance, and provides a detailed introduction to medical expense payment insurance, disability income payment insurance, and long-term care payment insurance.
Chapter 6: Accident and Health Insurance—Through the introduction of the concept and classification of accident and health insurance, elaborates on the concepts and characteristics of accidental death and disability insurance, accidental medical expense insurance, and accidental loss of income insurance.
Chapter 7: Group Insurance—By describing the characteristics and types of group insurance, introduces the types and characteristics of group life insurance, group accident and health insurance, and group medical insurance.
Chapter 8: Personal Insurance and Social Insurance—Through the introduction of the nature, characteristics, and functions of social insurance, elaborates on the relationship between social insurance and personal insurance, as well as China's social insurance system.