Patient's question:
Doctor, I recently want to get insurance for myself, but I have had gastritis for many years. I know that some illnesses cannot be insured, but I don't know if gastritis can be insured. I would like to ask a few questions: Which types of gastritis are rejected for insurance?Doctor's answer:
The types of gastritis vary, and so do the insurance standards. Some may be covered, while others may be rejected. When underwriting for gastric diseases, the focus is primarily on conditions such as gastric polyps, gastritis, gastric ulcers, duodenal ulcers, and gastroenteritis. Symptoms are also closely monitored, particularly whether there has been gastric bleeding, gastric perforation, or if gastric surgery has been performed. Post-surgery, the occurrence of the disease within 2-3 years, as well as the presence of complications, are also considered key factors.