Stay Warm with You: Tackling Life's Top Ten Dilemmas and Challenges

Author: Chen Zuoxin
Publisher:
Publish Date: 2006-01-01
Features: A financial management book for ordinary people. "Life is unpredictable, just like winter blooms"—this book takes ten typical cases of Chinese citizens as its starting point, deeply analyzing people's successes and failures in financial concepts and methods when facing issues such as marital breakdown, unemployment, retirement, illness, housing, and education expenses. It teaches you how to cope with life's ten major risks and challenges. How to handle midlife layoffs? Is it true that "women who work hard are better off marrying well"? What if a family member is diagnosed with cancer? How should a divorced woman deal with the turmoil? What kind of wealth structure is stable? Want to invest in stocks but afraid of losing money? How can a working-class person get rich? Where to find children's education funds? No pension? Buying a house brings joy. These ten issues are common life challenges, and the solutions provided in this book are ones I would gladly recommend to my friends and colleagues.
— Tian Zhanquan, General Manager, Nokia (China) Technology Services Co., Ltd.
Even if you have money, you can still learn many important concepts from this book that will benefit you for a lifetime.
— Su Zhenuo, General Manager of International Operations, China Netcom Group Co., Ltd.
With the continuous growth of the national economy, individuals also have more funds to manage. Professor Chen's book explains profound truths in an engaging way, leaving a lasting impression. It is far better than general explanations in terms of readability, ease of understanding, and practicality. It is a financial treasure that will serve you for a lifetime.
— Wang Shengli, Vice President of Ctrip Travel Network (U.S. Listed Company)
After reading it, you can avoid many investment pitfalls. The author's lectures are very popular with employees, as he shares practical experiences that cannot be found in textbooks.
— Liu Shuncheng, General Manager of Automatic Systems (China) Co., Ltd. (Hong Kong Listed Company)
Financial management is not just about becoming millionaires or billionaires; it is also about adopting the right life philosophy and attitude. Professor Chen's book is highly inspirational. Money does not represent everything. Sometimes, health, family happiness, and children's success bring more joy. Money brings freedom, but it also brings happiness.
— Huang Jinxing, Chief Financial Officer of Novo Nordisk (China) Pharmaceutical Co., Ltd. in Greater China
Professor Chen's financial management lectures are very practical, and students often feel the time is too short and request more sessions.
— Qin Baobo, Teacher, Financial Center, Tsinghua University School of Continuing Education
Every person's life is a book. To live a fulfilling life, either luck or financial planning in one's youth is needed. Professor Chen is a master of financial planning, and the book provides numerous typical cases. The earlier you recognize him, the less likely you are to go down the wrong path in cash management.
— Su Gang, Executive Director of Beijing Huashengtiancheng Technology Co., Ltd.
In the financial planning industry, we meet new clients every week. Over nearly 20 years in my career, I have seen many different people. Many long-term clients have become close friends, and they share their career ups and downs, family struggles, and children's issues with us. Financial planners help clients prepare for future events, so if misfortune strikes, those who are prepared are not afraid, and difficulties pass over time. Those without preparation may face tragic outcomes. The purpose of writing this book is to use real-life cases to show everyone how to deploy a comprehensive financial plan, hoping that universities can gain insights from it. The book covers various common life challenges and provides practical solutions. However, issues like the two common mistakes made by the wealthy are not addressed, as the goal is to provoke thought about the relationship between wealth, money, and happiness.
I would like to thank the four friends who helped me complete this book. The first is Elaine Wong, my wife from Hong Kong, who raised my daughter Claudiachan alone while I worked extensively in mainland China, allowing me to focus on establishing a financial center in Beijing. The second is Wu Xiaozhen in Beijing, whose brilliant writing helped me revise many parts of the book. The third is Tian Wei in Beijing, who gave me great encouragement when I was feeling down. The fourth is Wendy Wang in Beijing, who provided me with significant business support.