Basic knowledge

Author: DAI Guoqiang, Editor-in-Chief
Publisher:
Publish Date: 2006-12-01
Features: This book is one of the teaching materials for the qualification certification examination of banking professionals in China. It is a guide covering the fundamental knowledge that banking professionals should master, including professional ethics, laws and regulations, financial and economic activities, major banking operations, and bank management. It is suitable for banking professionals as a reference for study.
Looking at the history of banking development and comparing the paths taken by banks in different countries, we see that all long-established and successful banks place great emphasis on talent cultivation. The complexity of banking business and the high demand for professionals are unmatched by any other industry. Due to the high standards required in banking and the limited number of individuals who can fully meet these requirements, bank leaders have had to segment operations according to different stages of business and establish corresponding functional departments. They then build a pyramid-style organizational structure to enforce strict control and coordination, aiming to reduce operational and management errors and ensure the smooth achievement of banking objectives.