Financial planning and wealth management

Author: Xu Jianming
Publisher:
Publish Date: 2006-11-01
Features: Financial wealth management is a new type of comprehensive financial service business that is based on customer needs, led by financial product innovation, and supported by financial service talent. It comprehensively utilizes banking, securities, insurance, trust products, and other financial service tools to achieve the maximization of customer asset returns. In recent years, with the significant increase in residents' income levels in China, private financial assets have grown rapidly, and the demand for effective management and value-added services for financial assets has also been on the rise. Actively developing financial wealth management has become an important measure for financial institutions to promote financial innovation, deepen the functionality of financial services, form new profit growth points, and respond to the more intense market competition after the conclusion of the WTO transition period. Accelerating the cultivation of a batch of financial wealth management professionals who are familiar with the business and possess high-level service skills is a practical need for the development of the financial industry and a specific measure to implement the financial talent strategy. To accelerate the cultivation of financial wealth management professionals and standardize the certification of financial wealth management professional technical standards, the Shanghai International Financial Center Research Association and the Shanghai Vocational Ability Examination Institute have jointly launched this "Shanghai Financial Wealth Manager Professional Technical Standards Certification Examination Textbook." This series of books introduces the basic theories, practical knowledge, operational skills, and ethical norms of financial wealth management, providing a relatively comprehensive reflection of the current status and development trends of the financial wealth management industry both domestically and internationally. It can serve as both vocational technical training materials for financial professionals and a reading material for ordinary citizens to learn about financial management. This book is specifically the Financial Wealth Planning textbook.