Bank Restructuring (Survival and Success Models: Revised Edition)

Author: Paul H. Allen (USA), translated by Liu Xing et al.
Publisher:
Publish Date: 2006-05-01
Features: Today, the global financial banking industry faces significant challenges from technological and product innovation. To gain a competitive edge in future competition, fundamental reforms within banks are essential. This book, written by Paul H. Allen, a renowned American banking restructuring expert, is an outstanding textbook based on his successful restructuring of over ten banks. The book consists of three parts and twelve chapters, providing detailed explanations of all aspects of banking restructuring. Its content begins with a historical review of restructuring, covering the development of banking since the 1960s, the impact of past costs, the influence of past pricing methods, and the timing of restructuring. In Part II, it systematically introduces restructuring methods in the order of the restructuring process, including fundamental principles, creating organizational momentum for change, and the systematic approach to restructuring—preparatory work, proposal development, and the establishment of new-style banks. Finally, the author cites three successful banking groups that have achieved restructuring: the Central China Financial Group, the Star Bank Group, and the Chase Lincoln Bank, using practical examples to provide a more detailed and vivid explanation of the restructuring theory. This book is a must-read for middle and senior-level managers in commercial banks and is also suitable for all individuals interested in banking and financial institution restructuring, including investors, bankers, as well as students, teachers, and researchers in finance programs at financial institutions across the country.