Bank credit risk management

Author: Zhu Yifeng
Publisher:
Publish Date: 2006-08-01
Features: Credit risk is one of the main types of risks faced by commercial banks in their operations. This book combines the concepts of credit risk management under the new Basel Capital Agreement to systematically introduce the connotation, objects, and main functions of bank credit risk management. It elaborates on the trends in credit risk management in international banking and introduces specific methods of bank credit risk management from multiple perspectives, including credit risk management mechanisms, credit business risk management, customer credit rating, bank credit risk measurement methods and models, country (regional) risk and industry risk analysis. The book also discusses the role of credit risk management in bank performance evaluation, credit asset preservation, and the impact of the social credit system and legal frameworks in bank credit risk management.