Small and Medium-sized Enterprise Banking Guide

Author: Chai Xuesong
Publisher:
Publish Date: 2006-08-01
Features: In the nearly three decades following the reform and opening-up, small and medium-sized enterprises (SMEs) in China have experienced rapid development and become an important component of the national economy. The role of SMEs in economic development, employment, and social stability is undeniable. The implementation of strategies such as building a harmonious society and developing socialist new rural areas has provided SMEs with broad space and historic opportunities for further growth. This book focuses on how financial institutions can serve SMEs, introducing the regulations, requirements, and operational procedures that SMEs should follow in areas such as opening accounts, obtaining loan cards, applying for loans, and settlement. It also covers financial business rules and management regulations closely related to SMEs, including bank cards, banking intermediation, foreign exchange services, and credit rating systems.