Research on the Development Model of Community Banks in China

Author: Wang Aijian, Editor-in-Chief
Publisher:
Publish Date: 2006-01-01
Features: Research on grassroots finance during the economic transition period is essential. China's Community Bank Development Model Research systematically examines the concept, characteristics, market positioning, property rights models, risk prevention, and regulation of community banks from a fresh perspective. It is highly theoretical and practical, providing a roadmap for financial capital to smoothly enter the financial sector and offering references for national economic decision-making and financial regulation. — Dai Yuanchen
This book is the first to conduct a systematic and in-depth study of community banks as a key point in China's new-era financial reform. Starting from economic analysis, it elaborates on the cost theory of community banks, defining their concept, characteristics, market positioning, and their relationship with economic development. It conducts a comparative study of foreign community banks, introducing their development foundations, current status, and future trends. It analyzes the credit risk, interest rate risk, operational risk, and regulatory framework construction faced during the operation of community banks. It also introduces the development status of community banks in China, clarifying the relationship between community banks and financing solutions for small and medium-sized enterprises (SMEs) as well as rural financial reform.
Building on this foundation, the book explores the development model, operational mechanisms, management, and regulatory framework of China's community banks, covering aspects such as property rights models, establishment and operational models, alignment with sustainable development in China's financial industry, competitiveness research, entry mechanisms, and daily supervision. This book is both a pioneering theoretical attempt and highly practical.