Personal Loan Practical Guide

Author: Zhang Zhaolin
Publisher:
Publish Date: 2006-01-01
Features: Based on the fundamental theories and basic knowledge of personal loan business, this book is closely integrated with national laws and regulations, the current personal loan systems of the People's Bank of China and commercial banks, and the management regulations of relevant departments. From the perspective of residents' personal loan needs and the operational management of commercial banks' personal loan business, it systematically and popularly explains personal loan knowledge in the form of Q&A, covering the development of personal loan business, loan products, risk prevention, and personal credit. The book briefly outlines the emergence and development of personal loan business and its concepts, mainly introduces 28 loan products and their management regulations of commercial banks, elaborates on personal loan guarantees, notarization, insurance, and risk prevention, and provides detailed answers to the establishment of China's personal credit database. With 1,000 Q&A, it addresses your questions, helping you spend the least time to understand the most loan knowledge, obtain personal loans, and realize your dreams of life and entrepreneurship. Based on the fundamental theories and basic knowledge of personal loan business, closely integrated with national laws and regulations, the current personal loan systems of the People's Bank of China and commercial banks, and the management regulations of relevant departments, it starts from the perspective of residents' personal loan needs and the operational management of commercial banks' loan business, targeting the development of personal loan business, loan products, risk prevention, and personal credit.