Credit scoring model technology and application

Author: Chen Jian
Publisher:
Publish Date: 2005-11-01
Features: "Credit Scoring Model Technology and Application" is the first book in China to comprehensively introduce the development technologies and application experiences of advanced credit scoring models from Europe and America. It is a summary of the author's extensive experience in designing, developing, and implementing various models on behalf of the renowned Fair Isaac Company for global clients. This book serves as an authoritative textbook for learning and referencing international classic experiences and best practices. The book combines theory with practice, clearly and systematically explaining the concepts, types, superiority, and important applications of credit scoring models in various financial management activities. It systematically introduces the data foundation, data mining techniques, and development process of credit scoring models. It specifically elaborates on the development technologies and application strategies of widely used models in management practice, such as credit bureau scoring models (risk, return, bankruptcy, etc.), marketing scoring models (market response, transfer propensity, etc.), application risk scoring models, and behavioral scoring models (fraudulent applications, fraudulent transactions, etc.). The book also provides detailed discussions on the best practices for the implementation, management, tracking, and testing of credit scoring models. "Credit Scoring Model Technology and Application" is the first book in China to comprehensively introduce the development technologies and application experiences of advanced credit scoring models from Europe and America. It is a summary of the author's extensive experience in designing, developing, and implementing various models on behalf of the renowned Fair Isaac Company for global clients. This book serves as an authoritative textbook for learning and referencing international classic experiences and best practices. The book combines theory with practice, clearly and systematically explaining the concepts, types, superiority, and important applications of credit scoring models in various financial management activities. It systematically introduces the data foundation, data mining techniques, and development process of credit scoring models. It specifically elaborates on the development technologies and application strategies of widely used models in management practice, such as credit bureau scoring models (risk, return, bankruptcy, etc.), marketing scoring models (market response, transfer propensity, etc.), application risk scoring models, and behavioral scoring models (fraudulent applications, fraudulent transactions, etc.). The book also provides detailed discussions on the best practices for the implementation, management, tracking, and testing of credit scoring models.