Banking System Stability: Theory and Empirical Studies in China

Author: Zou Wei
Publisher:
Publish Date: 2005-12-01
Features: A stable banking system is of great significance to the allocation of credit resources and the operation of the real economy. However, since the 1980s, international banking has been in a state of turbulence. Between 1980 and 1995, 133 out of 181 member countries of the IMF experienced serious banking issues, accounting for approximately 73.5% of the total. Banking problems led to the spread of bank runs, domino effects, and disruptions in the payment system, with severe cases even triggering systemic crises. Building on existing research on banking system stability, this book delves into the mechanisms of banking system instability, analyzes the factors affecting the stability of China's banking system, measures the stability level of China's banking system, and explores effective measures to enhance its stability. The aim is to gain a profound understanding of the operational patterns of the financial system, prevent banking crises, and maintain the smooth operation of China's financial system.