Insurance studies

Author: Long Weiyang
Publisher:
Publish Date: 2005-09-01
Features: The main content of this book is divided into 12 chapters. Chapter 1 primarily introduces insurance, its role, and functions, including the relationship between insurance and risk management, the development history of China's insurance industry, categories of insurance and common types of insurance, various functions of insurance, and its significant social role. Chapter 2 covers insurance contracts, elaborating on the concept and characteristics of insurance contracts, the subjects and objects of insurance contracts, the classification of insurance contracts, the forms and content of insurance contracts, the establishment, modification, and termination of insurance contracts. Chapter 3 discusses the four major principles of insurance, namely the principle of utmost good faith, the principle of insurable interest, the principle of proximate cause, and the principle of indemnity. Chapter 4 focuses on the theory of life insurance, primarily explaining the basic principles of life insurance, the classification and common types of life insurance, as well as traditional and new life insurance products. Chapter 5 covers the theory of property insurance, including an overview of property insurance, its classification, and major types of insurance. Chapter 6 introduces the principles and functions of reinsurance, the classification and reinsurance methods, compulsory reinsurance, and the reinsurance market. Chapter 7 analyzes the organizational forms and basic business content of insurance companies and insurance intermediaries. Chapter 8 elaborates on the principles of insurance operations, including the characteristics and principles of insurance operations, product development, marketing, premium setting, and the use of insurance funds. Chapter 9 covers insurance practice, primarily introducing the basic operations of insurance companies, such as underwriting, claims handling, and risk prevention and loss control. Chapter 10 discusses the internal control and regulation of insurance companies to mitigate risks associated with insurance operations. Chapter 11 provides an overview of social insurance, explaining its basic content and main types, including basic old-age insurance, unemployment insurance, basic medical insurance, work-related injury insurance, and maternity insurance. Chapter 12 focuses on insurance innovation, analyzing the three aspects of insurance innovation: management innovation, service innovation, and regulatory innovation. This book can serve as both a research tool for theoretical studies in the field of insurance and a textbook for insurance courses in universities across various disciplines.