Approach personal insurance

Author: Xue Mei
Publisher:
Publish Date: 2002-01-01
Features: Insurance in China is not merely a product but more a phenomenon. Without reform and opening-up or a market economy, we would not need insurance. In other words, today in China, regardless of your current situation or status, facing insurance is only a matter of time. Secondly, insurance products manifest as a contract, and buying insurance is an act of signing a contract. However, our consumers often easily abandon their contractual rights, even failing to regard insurance as a contract. For example, many consumers insist on comparing premium payments with whether they can fully recover the premiums paid upon expiration of the term, without realizing that premiums are actually contract maintenance fees. Buying insurance is about purchasing the insurer's commitment. Moreover, some consumers treat buying insurance as alms or assistance to their relatives and friends, completely failing to manage insurance as their own responsibility.
Dear readers, when you reach this point, do you still wish to learn more? This is precisely the purpose of writing this book. If one views insurance solely from the perspective of insurance, then insurance is just a point; but if one looks at insurance from a different angle, it becomes a plane—a plane of China's economic development. The content of this book is comprehensive and the explanations are easy to understand. It combines theoretical depth, knowledge, and practicality, making it suitable for a broad readership to read and reference.