Is infertility covered by the New Rural Cooperative Medical Scheme?

Patient's question:

Doctor, you and I have been married for 5 years, but we can't get pregnant anymore. We are increasingly desperate and now want to go to a specialized hospital for infertility to seek help. Hello doctor, does the New Rural Cooperative Medical Scheme cover the prepayment for infertility treatment?

Doctor's answer:

The initial implementation of the New Rural Cooperative Medical Scheme policy did not cover infertility and sterility; it was explicitly stated that neither social medical insurance nor commercial medical insurance would reimburse treatments for infertility. Treating infertility was not within the scope of medical insurance coverage. The fundamental conditions for conceiving include normal menopause, unobstructed fallopian tubes, no obvious abnormalities in the uterus, and normal semen quality from the husband. It is recommended to monitor follicular data to see if there is ovulation. If pregnancy has not occurred despite ovulation, a hysterosalpingogram can be performed to check the condition of the fallopian tubes. Additionally, a semen routine examination should be conducted to check the abnormal rate of sperm.

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