Introduction to Credit Management

Author: Wu Jingmei
Publisher:
Publish Date: 2005-08-01
Features: This book serves as a foundational textbook for credit management education, striving for a well-structured and logical chapter organization, clear and accessible language, accurate and precise basic concepts, and comprehensive and in-depth foundational knowledge. It lays a theoretical foundation for other courses in credit management education. The book is divided into five parts, totaling ten chapters. Part I consists of Chapters 1 and 2, which macroscopically introduce the concepts of credit, credit management, and the national credit management system, serving as an overview of fundamental theoretical knowledge and the research analysis foundation for the entire book. Part II includes Chapters 3 and 4, which specifically discuss the legal and data environments of the credit management system, which are the safeguards and bases for its operation and necessary prerequisites and conditions for building a credit-based society. Part III comprises Chapters 5, 6, 8, and 9, which respectively introduce the main entities of the credit management system—credit management institutions, credit business institutions, credit information management institutions, and credit management service institutions. From the perspective of the business nature and characteristics of each credit management entity, it comprehensively covers the main service providers and service types within the credit management system. Part IV is Chapter 7, which specifically introduces the operation and development status of the adverse credit penalty mechanism. Part V is Chapter 10, which covers the disciplinary characteristics, main content, and development process of credit management education. This book summarizes and elevates research findings in credit management theory, having undergone multiple revisions and refinements. It serves as a textbook for undergraduate foundational courses in credit management and can also be used as a foundational textbook for various credit management training programs.