Can medical insurance reimburse hospitalization expenses for miscarriage?

Patient's question:

My wife had an unexpected miscarriage and is currently hospitalized. I want to understand if medical insurance can prepay for her hospitalization due to the miscarriage.

Doctor's answer:

Unplanned miscarriage is not covered by medical insurance for prepayment. Generally, outpatient gynecological conditions cannot be prepaid by medical insurance. Only after hospitalization can a small portion be prepaid on a proportional basis. For unplanned miscarriage, it is important to thoroughly examine the cause to prevent future incidents. After a miscarriage, proper rest for about a month is necessary to avoid catching a cold, pay attention to warmth, enhance nutrition, and promote early recovery.

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