Can an abortion be covered by medical insurance?

Patient's question:

I got pregnant recently, but since I'm not married, I don't plan to keep the child. I want to have an abortion procedure. I'd like to ask if this abortion procedure can be covered by medical insurance?

Doctor's answer:

Generally, it is not possible. Currently, performing painless abortions do not require hospitalization. For reimbursement, hospitalization is usually required. In your case, if you are not hospitalized, you will not be able to use medical insurance or get reimbursed. Additionally, the cost of painless abortions varies by prefecture-level city hospital, with fees generally around 1,000 yuan, which is not very high. For specific details, you still need to consult the local medical insurance office. Ultimately, the local hospital's regulations take precedence, so you can ask your attending physician.

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