Here is the translation of the provided content: "Financial Coexistence Theory and the Reform of Urban Commercial Banks"

Author: Yuan Chunqing
Publisher:
Publish Date: 2002-09-01
Features: This book is the result of the author's years of dedicated research on the reform and development of small and medium-sized enterprises, drawing on Western financial and economic theories. Starting from the symbiosis theory in biology, it applies the theoretical framework and analytical methods of symbiosis theory to conduct a theoretical study on the existence and development of urban commercial banks in China. From the perspective of symbiosis theory, the author reinterprets some fundamental concepts in finance, elaborates on the financial status of urban commercial banks in a global context, describes the institutional changes in China's urban commercial banks, and provides an in-depth analysis of their formation, development, and major existing problems. The author points out that the development of urban commercial banks should be based on the customer base of small and medium-sized enterprises, seek a foundation, innovate in banking services, and proposes ideas on how China's urban commercial banks can avoid operational risks and establish a sound regulatory system.