Commercial bank capital adequacy management

Author: Jiang Bo
Publisher:
Publish Date: 2004-11-01
Features: The management of capital adequacy ratios in commercial banks is one of the hot topics in China's banking industry, and the implementation of capital regulation for commercial banks is also one of the core components of prudent supervision by financial regulatory authorities worldwide today. This book starts with the two theoretical foundations of capital adequacy ratios in commercial banks, namely capital theory and risk theory, taking the measurement standards of capital adequacy and international rules as the research background. It employs theoretical analysis of the "New Capital Accord" to delve into the practical management of capital adequacy ratios in China's commercial banks and proposes recommendations for improving China's commercial banks' capital replenishment mechanisms and policy environment. Additionally, it provides a comprehensive analysis and elaboration on the new capital management theories and practices of Western commercial banks, systematically introducing the characteristics of various types of capital and capital management tools in international banking. As a specialized book that systematically elaborates on the management of capital adequacy ratios in commercial banks, it not only holds theoretical value but also offers practical guidance. It is highly systematic, practical, and operational, making it a valuable reference for theoretical researchers in commercial banking, banking regulators, and operational management personnel in commercial banks.