The Benefits and Costs of Bank Regulation

Author: Liu Mingzhi
Publisher:
Publish Date: 2003-04-01
Features: Since the 1980s, two parallel phenomena have emerged in the field of international finance: one is the continuous strengthening of risk regulation for financial institutions and its international coordination, and the other is the increasing practice of financial innovation and deregulation. How can this phenomenon be explained? The book "The Benefits and Costs of Bank Regulation" attempts to explain why some regulatory aspects are strengthened while others are relaxed by comparing the benefits and costs of different regulatory content. The book employs economic methods such as benefit-cost analysis to study bank regulation, with a focus on issues such as bank interest rate regulation, business scope regulation, their relaxation, and the choice of regulatory systems. The application of economic methods will provide a theoretical foundation for bank regulation and its relaxation. This book has certain reference value for improving China's bank regulation.